Who Needs Employers Liability Insurance?
Employers Liability Insurance is a legal requirement by UK law for a minimum value of £5 million. This is to protect employers against any claims that may arise from your staff as a result of carrying out work that you have instructed them to do. Employers Liability Insurance became a legal requirement in 1972 as a direct result of the 1969 Employers Liability Act.
Over the past decade there has been a rise in laws surrounding employers and more cases are going to the high courts with large settlements being paid out and many companies suffering from high losses due to their negligence of health and safety responsibilities. Liability claims can be ongoing and highly expensive with compensation and legal fees to take into account. However some of these costs can be recovered with Employers Liability Insurance.
There are some cases where EL Insurance is not necessary, for example if you only employ close relatives. However if an accident were to happen, would you be able to pay out compensation? If you are unsure of whether you need Employers Liability Insurance contact a member of our professional advice team on 020 7354 3881 or send a message
What Does EL Insurance Cover?
Essentially, Employers Liability will cover you against claims made by your employees. This could be an employee falling and having an injury because the ladder you supplied was not correct for the job, or unsuitable working conditions has caused a long term illness preventing them from future work. Whatever the claim, a Employers Liability Policy will protect you and your business.
At Ellis David we understand that every business is different with varying needs from their insurance policies. We aim to understand these requirements fully and create a tailored policy for your business. This will leave you safe in the knowledge that you are covered for every eventuality and you can concentrate on running your business.
Call our team now on 020 7354 3881 or send a message
Why Compare Employers Liability Cover with Ellis David?
At Ellis David we have over 150 years combined experience of arranging EL Cover. We make our customers our priority from understanding your needs to keeping you involved every step of the way from taking out your policy, renewing it, to managing your claim should you ever need to make one. We are contactable through the website, via email or on the phone at your convenience.
For your personalised range of Employers Liability Insurance quotes, contact us now on 020 7354 3881 or send a message