Surgery Insurance

A tailored policy to give you the peace of mind that you are covered for every eventuality.

Whether you’re a doctor, optician, dentist, or veterinary surgeon, we can find you Surgery Insurance to provide the highest quality cover at a competitive price.

We offer a range of covers to suit a variety of medical organisations. With surgery contents protected as standard, our policy also includes Public and Employer’s Liability cover if an employee or member of the public make a claim against you.

Most insurers offer Surgery packages with a varying range of covers, we can advise you on what the right cover should look like – and even help you risk manage your way to potentially lower premiums.

We’ll help you decipher the industry language enabling you to find the best policy, and tailor cover to your company’s requirements, giving you peace of mind that you’re covered for every eventuality. Our attention to detail allows insurers to give us the best rates possible, which we pass on to you, and our excellent customer service means that we can handle your policy from beginning to end.

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Surgery Insurance quotes can be flexed to include cover for:

Employers Liability

A surgery may work with a range of staff, self employed, contracted and part-time.

This is a legal requirement by law, even for subcontracted administrative or nursing staff.

Public Liability

Public Liability is a legal requirement for a Surgery because you invite members of the public into the building.

In the event that a patient or other member of the public makes a claim for compensation following an accident in your surgery, this can cover both legal fees and any compensation that is eventually payable.

Deterioration of drugs or vaccines

Your medical supplies are valuable and sometimes difficult to replace.

Protect the surgery from the cost of having to replace drugs or vaccines because they have gone out of date, or been damaged by an accident.

‘All Risks’ Cover

Protection for items that you or your staff may take away from the Surgery including medical equipment, drug inventory or a mobile phone.

It’s likely that your staff do outcalls, and your assets need to be protected.

Who needs Surgery Insurance?

Surgery Insurance is essential for anyone who runs a medical organisation with a premises, whether this be at your home, or an elsewhere. Surgeries, especially Doctors or Veterinary can have a lot of high cost possessions, including computers and other medical equipment. If your work includes animals, or even children, your possessions are at a higher risk of accidental damage. It is also important to consider things like desks, chairs, storage facilities even the sofas and water cooler in a client lounge. Without this space to work in, your business could suffer.

When considering the levels of cover to take out, it’s important to not underestimate how important basic Surgery supplies are to you. Could you afford to replace your Surgery equipment from scratch if it were to be damaged in a flood, or even stolen? Without a waiting room, or even a patient table, would you be able to remain open? Surgery insurance can also be combined with commercial property insurance to give a comprehensive policy offering enhanced protection for your surgery.

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QUOTE AND BUY ONLINE

Our team can tailor a policy to suit the exact needs of your business, rather than a one size fits all policy that can leave you open to risks.

CONTACT US

Have you ever been convicted of any offences involving fraud, theft, false accounting or other dishonesty or an offence (whether or not in the United Kingdom) relating to companies, building societies industrial and provident societies, credit unions, friendly societies, insurance banking or other financial services, insolvency consumer credit or consumer protections, money laundering, market manipulations or insider dealing? (required)	YesNo
Are you the subject of any current criminal proceedings? (required)	YesNo
Have you any convictions for any offences other than those listed in question 1 a) above which are not spent, whether or not in the United Kingdom (excluding traffic offences unless these resulted in a ban from driving or involved driving without insurance)? (required)	YesNo
Are you or have you ever been the subject of any civil proceedings, arbitration or litigation, including proceedings that resulted in a County Court Judgment (CCJ) or other judgement debts, in the United Kingdom or elsewhere? (required)	YesNo
Are you aware of any intention to begin such proceedings against you in the future? (required)	YesNo
Do you have any judgement debts (including CCJs) made under a court order still outstanding, whether in full or in part? (required)	YesNo
Have you ever failed to satisfy any such judgement debts within one year of making of the order (required)	YesNo
Are you or have you ever been, the subject of any bankruptcy proceedings, or proceedings for the sequestration of your estate? (required)	YesNo
Have you ever entered into a deed of arrangement or an individual voluntary arrangement (or in Scotland a trust deed) or other agreement in favour of your creditors, or are you doing so? (required)	YesNo
Have you ever been found guilty of conducting any unauthorised regulated activities or been investigated for possible conduct of unauthorised regulated activities? (required)	YesNo
Are you, or have you ever been, the subject of an investigation into allegations of misconduct or malpractice in connection with any business activity? (required)	YesNo
Have you ever, either in the United Kingdom, or elsewhere been - (required)
- refused entry to, or been dismissed or requested to resign from, any profession, vocation, office or employment, or from any fiduciary office or position of trust, whether or not remunerated? (required)	YesNo
- refused, restricted in, or had suspended, the right to carry on any trade, business or profession for which specific licence, authorisation, registration, membership or other permission is required? (required)	YesNo
- disqualified by a court from acting as a director of a company or from acting in a management capacity of conducting the affairs of any company, partnership or unincorporated association? (required)	YesNo
- the subject of a disqualification direction under section 59 of the Financial Services Act 1986 of a prohibition order, under section 56 of the Financial Services and Markets Act 2000, or received a warning notice to make such a direction or order? (required)	YesNo
Have you ever been a controller, director, senior manager, partner or company secretary of a company, partnership, or unincorporated association? If you answered "no" to question 8 you may proceed to section 12. Please tick (required)	YesNo

In respect of activities regulated by the FCA have you, or any company, partnership or unincorporated association of which you are or have been a controller, director, senior manager, partner or company secretary, during your association with that entity and for a period of three years after you ceased to be associated with it, ever - (required)
- been refused, had revoked, restricted or terminated any licence, authorisation, registration, notification, membership or other permission granted by any such body? (required)	YesNo
- been criticised, censured, disciplined, suspended, expelled, fined, or been the subject of any other disciplinary or intervention action by any such body? (required)	YesNo
- resigned whilst under investigation by, or been required to resign from, any such body? (required)	YesNo
- been the subject of any civil action which has resulted in a finding against you or it by a court? (required)	YesNo
Has any company, partnership or unincorporated association for which you have been a controller, director, senior manager, partner or company secretary, in the United Kingdom or elsewhere, at any time during your involvement or within one year of such an involvement – (required)
- been put into liquidation, wound up, ceased trading, had a receiver or administrator appointed or entered into any voluntary arrangement with its creditors? (required)	YesNo
- been declared by a court liable for any fraud, misfeasance, wrongful trading or other misconduct? (required)	YesNo
- been investigated or been involved in an investigation by an inspector appointed under companies or any other legislation, or required to produce documents to the Secretary of State, or any other authority, under any such legislation? (required)	YesNo
- been convicted of any criminal offence, censured, disciplined or publicly criticised, by any inquiry, by the Takeover Panel of any other governmental or statutory authority or any other regulatory body (other than as already indicated under 10 b))? (required)	YesNo
Are you currently a director of any company other than one which is a part of this company? (If “yes” please give details on the supplementary sheet). (required)	YesNo