Landlords Liability Cover
Imagine a visitor to you property slips and injures themselves on a loose paving slab. Accidents like this are rare, but they do happen, and as landlord you could find yourself liable for compensation claims.
Having the right level of liability cover in place is crucial to your livelihood, not to mention your peace of mind.
The property insurance team here at Ellis David are used to working with landlords of all kinds and can help you foresee problems and ensure you have the right protection in place.
As a landlord, your building is your livelihood. If you were a victim of a flood, fire or structural problems, you could see months of income disappear before your eyes. Our insurance plans for blocks of flats fully protect your property, including communal areas such as:
- stair and lifts
- gardens and grounds
- car parks
We ask you the right key questions to make sure you get the best policy. From the building itself (construction, age and facilities) through to the tenant profile, we strive to ensure you get the right cover.
Ellis David is far from a one-size-fits-all insurance broker. Years of experience in the field has shown us that landlords with blocks of flats or apartments have very different insurance needs.
Loss of rent
There are a number of things that could leave you high and dry as a landlord. The best solution is to have quality loss of rent cover in place, which will reimburse your financial losses in case your tenants have to be evacuated, for example, or move out unexpectedly following a disturbance.
At Ellis David we pride ourselves on our close relationships with some of the UK’s most highly-rated insurance companies. We take the time to listen to your needs and find you the most suitable policy.
As a landlord, you invest a lot of money in the contents of your building. And as a landlord of a block of flats, this includes communal areas as well as individual flats. Sadly, tenants don’t always show the respect they should – and this can lead to the loss, theft or damage of valuable items.
We understand multi-tenant landlords and the issues they face.
If you have to make a claim, a professional broker will really show his or her worth, using their knowledge of the process to get you a smooth and speedy outcome.
Who needs Block of Flats Insurance?
If you own and rent multiple dwellings belonging to the same building, your concerns and insurance needs differ from those of landlords of individual flats. Multiple-dwellings can range from houses or offices converted into flats to purpose built blocks. We work with freeholders, leaseholders and management companies, depending on the nature of your business.
If you’re unsure about whether Block of Flats insurance is suitable for you, just ask one of our professional team on 020 7354 3881.
Why compare Block of Flats Insurance quotes with Ellis David?
We are experienced, professional insurance brokers. Our in-depth knowledge of the market tells us exactly who to approach in order to find quality policies to fit your individual needs. We listen to your requirements, and keep in touch with you to assess whether those those needs have changed over time.
Later, if you have to make a claim, you can count on our service. We’ll help you through through the process, ensuring a quick and satisfying outcome.
Why not give us a call on 020 7354 3881? We can answer any queries you may have about Block of Flats Insurance and help you compare quotes.