Restaurant Insurance

Are you in need of a Restaurant Insurance Policy? Find the best cover to suit the needs of any restaurant owner or manager with Ellis David.

Restaurants are high risk places for both customers and employees. Fast-paced, busy environments, working with heat, food and alcohol is a sure fire place for accidents to happen, even with the most stringent of health and safety measures in place. A tailored insurance policy from Ellis David allows you to get on with your job knowing that should an accident occur in your restaurant, you are protected.

Call one of our professional advisers on 020 7354 3881 or send a message to get on cover in minutes.

Get a Quick Quote

Restaurant Insurance by Ellis David.

Call our Business Insurance team on 020 7354 3881 now for a free quote or send a message.

Get a Quick Quote

Key Features Of Our Restaurant Insurance

Fire/Flood/Theft/Accidental Damage

Cover for damage to your business premises

Cover for your Business Premises

Cover for damage caused by fire, lightning, explosion, malicious damage, theft, storm, flood, escape of water, subsidence and more.

Multi-Location Business Interruption

Cover for loss of revenue caused by damage to the business premises

Protect your business revenues

Provides £2m compensation per location for lost business revenue as a result of property damage – ideal for small chains.

Loss of drinks / entertainment license

Protect your livelihood in the event of a license being revoked

Your license could be refused for many reasons beyond your control

We can provide cover that ensures you have peace of mind and protects your income.

Public and Product Liability Cover

What if a member of the public blamed you for their illness?

In the restaurant, or afterwards after consuming food or drink you served

Comprehensive cover against claims made against you

Who Needs Restaurant Business Insurance?

Whether you are a small café needing Coffee Shop Insurance or a well established gastro pub needing Inn Insurance, you will need all types of cover from Buildings Insurance to Public Liability Insurance. Restaurants can be a busy and sometimes dangerous environment. If a customer has an accident in your premises and filed a claim against you, could you afford to take time off work to go to court, pay legals fees as well as any compensation you are instructed to pay? The majority of restaurants do not re-open after an accident and the main cause of this is due to not having the correct insurance in place.

To discuss your requirements, call a member of our team on 020 7354 3881 or send a message.

What Does Restaurant Insurance Cover?

A typical Restaurant Insurance policy will include:

  • Employers Liability: a legal requirement by law if you employ any staff whether paid, volunteers or part time. This will cover you should an employee become injured, or worse as a direct result of working for you
  • Public Liability: To protect you in the event of a member of the public having an accident at your restaurant
  • Buildings and Contents Cover: A restaurant can have large volumes of expensive equipment and furnishings. If everything in your restaurant was to be stolen or damaged, could you afford to replace everything all in one go? This can also be arranged to cover expensive wines and spirits
  • Legal Fees: Cover the cost of any legal fees or compensation you are instructed to pay out

Every restaurant is different, and therefore their requirements are different. Contact Ellis David now to discuss your insurance needs on 020 7354 3881 or send a message.

Why Compare Restaurant Insurance Quotes with Ellis David?

Your business is too valuable to be incorrectly insured. It can be difficult to navigate through all the insurance jargon on policy documents to make sure you are adequately covered. Here at Ellis David we make sure everything is explained so you have peace of mind knowing the right cover is in place.

With over 150 years of combined insurance broking experience, Ellis David can get you the best deal for your insurance. We can tailor a policy to suit your needs so that you have all the correct cover in place but are not paying for cover that you don’t need.

To discuss your insurance requirements further, contact our team on 020 7354 3881 or send a message now and find the best quotes for you.

Other Business Insurance Products By Ellis David

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Restaurant Insurance by Ellis David.

Call our Business Insurance team on 020 7354 3881 now for a free quote or send a message.

contact us