Are you in need of a Restaurant Insurance Policy? Find the best cover to suit the needs of any restaurant owner or manager with Ellis David.
Restaurants are high risk places for both customers and employees. Fast-paced, busy environments, working with heat, food and alcohol is a sure fire place for accidents to happen, even with the most stringent of health and safety measures in place. A tailored insurance policy from Ellis David allows you to get on with your job knowing that should an accident occur in your restaurant, you are protected.
Key Features Of Our Restaurant Insurance
Who Needs Restaurant Business Insurance?
Whether you are a small café needing Coffee Shop Insurance or a well established gastro pub needing Inn Insurance, you will need all types of cover from Buildings Insurance to Public Liability Insurance. Restaurants can be a busy and sometimes dangerous environment. If a customer has an accident in your premises and filed a claim against you, could you afford to take time off work to go to court, pay legals fees as well as any compensation you are instructed to pay? The majority of restaurants do not re-open after an accident and the main cause of this is due to not having the correct insurance in place.
What Does Restaurant Insurance Cover?
A typical Restaurant Insurance policy will include:
- Employers Liability: a legal requirement by law if you employ any staff whether paid, volunteers or part time. This will cover you should an employee become injured, or worse as a direct result of working for you
- Public Liability: To protect you in the event of a member of the public having an accident at your restaurant
- Buildings and Contents Cover: A restaurant can have large volumes of expensive equipment and furnishings. If everything in your restaurant was to be stolen or damaged, could you afford to replace everything all in one go? This can also be arranged to cover expensive wines and spirits
- Legal Fees: Cover the cost of any legal fees or compensation you are instructed to pay out
Why Compare Restaurant Insurance Quotes with Ellis David?
Your business is too valuable to be incorrectly insured. It can be difficult to navigate through all the insurance jargon on policy documents to make sure you are adequately covered. Here at Ellis David we make sure everything is explained so you have peace of mind knowing the right cover is in place.
With over 150 years of combined insurance broking experience, Ellis David can get you the best deal for your insurance. We can tailor a policy to suit your needs so that you have all the correct cover in place but are not paying for cover that you don’t need.