We offer a range of covers to suit a variety of medical organisations. With surgery contents protected as standard, our policy also includes Public and Employer’s Liability cover if an employee or member of the public make a claim against you.
Most insurers offer Surgery packages with a varying range of covers, we can advise you on what the right cover should look like – and even help you risk manage your way to potentially lower premiums.
We’ll help you decipher the industry language enabling you to find the best policy, and tailor cover to your company’s requirements, giving you peace of mind that you’re covered for every eventuality. Our attention to detail allows insurers to give us the best rates possible, which we pass on to you, and our excellent customer service means that we can handle your policy from beginning to end.
Surgery Insurance quotes can be flexed to include cover for:
A surgery may work with a range of staff, self employed, contracted and part-time.
This is a legal requirement by law, even for subcontracted administrative or nursing staff.
Public Liability is a legal requirement for a Surgery because you invite members of the public into the building.
In the event that a patient or other member of the public makes a claim for compensation following an accident in your surgery, this can cover both legal fees and any compensation that is eventually payable.
Deterioration of drugs or vaccines
Your medical supplies are valuable and sometimes difficult to replace.
Protect the surgery from the cost of having to replace drugs or vaccines because they have gone out of date, or been damaged by an accident.
‘All Risks’ Cover
Protection for items that you or your staff may take away from the Surgery including medical equipment, drug inventory or a mobile phone.
It’s likely that your staff do outcalls, and your assets need to be protected.
Who needs Surgery Insurance?
Surgery Insurance is essential for anyone who runs a medical organisation with a premises, whether this be at your home, or an elsewhere. Surgeries, especially Doctors or Veterinary can have a lot of high cost possessions, including computers and other medical equipment. If your work includes animals, or even children, your possessions are at a higher risk of accidental damage. It is also important to consider things like desks, chairs, storage facilities even the sofas and water cooler in a client lounge. Without this space to work in, your business could suffer.
When considering the levels of cover to take out, it’s important to not underestimate how important basic Surgery supplies are to you. Could you afford to replace your Surgery equipment from scratch if it were to be damaged in a flood, or even stolen? Without a waiting room, or even a patient table, would you be able to remain open?
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