We know that every business is unique and therefore your insurance policy should reflect that. As a shop owner, you are open to a wide variety of risks, especially if members of the public are to visit you at work. The shop floor can be a busy hazardous place with your stock being stored on high shelves and clothes rails taking up floor space. It’s an easy place for an accident to happen within the hustle and bustle of your shop. Equally, members of your staff may be injured in their line of work, for example carrying heavy boxes to and from a stock room. Liability claims can be costly with a lot of complicated legal protocol to follow. Having proper insurance in place will protect you and your staff against accidental injury in your shop, allowing you to focus on your work.
While protecting your staff is essential, it’s also important to consider your stock. What you sell is ultimately your business and if you run a boutique or especially an independent high street shop, you may have paid for your stock up front. If any of it were to be damaged rendering it unsellable, or even stolen, this could mean months worth of future income has gone or significantly reduced while your overheads like rent and staff wages will stay the same. Many small businesses never recover from a setback like a fire or a reputation damaging liability claim but with a fully comprehensive Commercial Shop Insurance Policy your business will be properly protected should an accident strike.
Call Ellis David now on 020 7354 3881 now or send a messageto find out how Shop Insurance can protect your business.
Why Compare Shop Insurance Quotes with Ellis David?
At Ellis David we understand that your business is your livelihood and how important it is to you. With over 150 years combined Insurance Brokering experience with a specialism in Commercial Shop Insurance, we can provide the best policy to suit your shop or boutique. Not only that, if you ever needed to make a claim, our team will manage your claim from beginning to end keeping you involved every step of the way. Having an Insurance Policy with Ellis David will give you the peace of mind that your shop is adequately insured and your claims will be give the utmost priority so that you can concentrate on running your business.