Tradesman Insurance is there to cover you against any injury or harm that could potentially be caused to your customers, members of the public or your employees as well as covering any damage caused to their property as a result of your work.
It will cover your employees against accident, injury or even death sustained while working for you. It can cover you for lost, damaged or stolen tools (owned or hired in) or faulty stock.
Insurance can even be arranged to cover you against claims of negligence with regards to professional advice.
We understand that every business is different, and therefore every insurance policy will reflect that. We make it our priority to know our customers business as well as they do, so you have the peace of mind that you have all the insurance you need, while not paying for unnecessary cover.
Tradesman Insurance can be flexed to include cover for:
Employers Liability
This is a legal requirement by law, even if you only employ part time or voluntary staff.
It will provide cover if employees are injured or even killed whilst working for you.
Public Liability
Cover for you in the event of a member of the public having an accident while on your premises.
This can cover legal fees and compensation and is usually the cornerstone of any Tradesman Insurance policy.
Contract Works
Covers works in progress on a construction site until it is completed and signed over.
Having cover for this can be a pre-requisite for some clients.
Hired In or Owned Plant
Any plant which you own or any that you may need to hire in for a specific job or contract.
This may be a requirement before taking out some contracts.
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