What is Business Health Insurance?
Every year more than 670,000 men aged between 40 and 64 are absent from work for more than six months due to long term sickness.
Our range of private health insurance and protection products helps employees get the treatment and care they need, promptly, by allowing them access to private healthcare, thus bypassing NHS waiting lists.
Whether it’s a policy for just a few members of staff, or every employee in your business, we can help individuals focus on recovering, and getting back to work as soon as possible. We take particular care when putting cover together, taking time to speak with the individual employees to be covered, taking detailed medical history and ensuring that we put together a policy that reflects the exact requirements of the individuals and the company as a whole.
Business Health insurance will normally pay for the diagnosis of a condition or illness – so blood or allergy tests or an MRI scan – and the provision of prompt treatment of acute illness or injury. This would also typically include operations and aftercare either in a private hospital or as a private patient in a NHS hospital.
Health insurance does not generally cover GP services, accident and emergency admissions nor the management of long-term conditions such as diabetes.
What does Company Health Insurance cover?
It won’t surprise you to know that not all private medical insurance policies are the same. Ellis David will help select exactly the right policy for your business. Most private medical insurance companies offer a range of flexible company health insurance plans that allow you to tailor the level of cover to your needs and your budget.
Below are some general guidelines as to what is and isn’t covered by most company health insurance products. Choosing the right cover for your business and employees can be complex and difficult to get right, so please give our company health insurance team a call on 020 7354 3881or send a message.