Would your home cost over £250,000 to rebuild from scratch?
- If you don’t know how much your home would cost to rebuild you can organise a buildings survey or try this calculator from the Royal Institution of Chartered Surveyors.
Do you have any possessions worth over £10,000?
- Even if it’s just one item – such as an engagement ring or a watch – you should have it properly valued and make sure it is fully covered for all risks.
Do you have any fine art, antiques or collectables?
- We can help you to find the right cover for all your valuables. Our specialist knowledge can help you to obtain cover to protect your treasures from everything from theft to humidity. We can even put you in touch with the relevant restorers and craftspeople if needed.
Key Features Of Our High Value Home Insurance
Who Needs High Net Worth Home Insurance?
If you live in a home of higher than average value, or have contents worth more than £50 000 then High Net Worth Home Insurance can often be a most a cost effective way of providing the insurance you need rather than a standard Home Insurance policy. At Ellis David we understand that the value of your home and possessions requires a tailored approach to your insurance policy needs and get create a policy especially to suit your exact requirements.
What does High Net Worth Property Insurance Cover?
High Net Worth Homes and possessions are complex, and getting the right cover, at the right price is crucial. Typically a policy will cover:
- Buildings cover, including accidental damage
- Contents of Garden and Landscaping
- Legal Expenses
- Fine Art, Antiques and Collectables
- Musical Instrument Cover
- Classic Car or other Classic Motors
However, every policy can be altered to suit your specific requirements to make sure what you need to be covered, is covered. For example:
- Second / Holiday Homes Cover
- Dependent Parents Possessions – Cover for parents property while in a care home, for example
- Children’s Possessions Cover – protecting property while away with school or at University
- Quality Travel Cover for all members of the household – including domestic staff
- Unoccupied Property Cover
Why Compare High Net Worth Insurance Quotes with Ellis David?
At Ellis David, we understand high net worth homes and therefore the insurance requirements they need. We can make sure you have enough cover in place and do not underestimate the value of your home.
With over 150 years of combined insurance broking experience, Ellis David can get you the best deal for your insurance. We can tailor a policy to suit your needs so that you have all the correct cover in place but are not paying for cover that you don’t need.