High quality cover for your jewellery and watches.

  • Worldwide, all-risks cover including ‘mysterious disappearance’
  • Choice of settlement options in the event of a claim (repair, replace, refund)
  • No restrictive conditions or warranties
  • Award winning claims service
  • Interest free direct debit facility available (subject to conditions)

The easiest and most cost effective way to achieve the above is to have a specialist “high value household” policy with a well respected insurer. We have a wide panel of insurers who can provide this cover, which means we can usually secure very competitive quotes for your requirements.

Why not give our team a call on 020 7354 3881 or fill in our Quick Quote form?

Get a Quick Quote

Jewellery and Watch Insurance by Ellis David.

Call our Personal Insurance team on 020 7354 3881 or request a quick quote, without obligation.
Get a Quick Quote

Key Features Of Our Jewellery and Watch Insurance

Cover for high value items

If you have a single, precious piece of jewellery or watch, we can arrange cover for it individually.

Home Insurance may not cover a particularly valuable piece

At Ellis David we can provide jewellery and watch cover to suit your precise needs

Worldwide cover

Unlike most home policies your pieces will be covered outside of your home

Your valuables covered anywhere in the world

We can tailor worldwide, European or UK only cover to reflect your precise needs – saving you money on cover you don’t need.

Bureaucracy Free

You only need to specifically tell us about items, pairs or sets worth in excess of £15,000

No need to list every item on your policy

Cover without unnecessary paperwork and scheduling of every single item.

Extremely Low Rates for items you don't wear

If you have jewellery or watches that are stored in a safe or vault

Cover tailored to reflect the true risk profile

So you get the best quality cover without paying more than you need to.

What is Jewellery and Watch Insurance?

Jewellery and Watch Insurance can be important where cover provided by a standard home policy isn’t adequate.

Many Home Insurance policies cover the loss or theft of personal items, including jewellery, as standard.  But they have claim limits for individual items, as well as total claim limits. Typically, a single item claims limit will be somewhere in the region of £1000 – £2000. It’s worth bearing in mind that jewellery or watches, particularly items made with gold or incorporating diamonds, could actually be significantly more valuable now than when they were originally purchased.

In addition, many home insurance policies will not include cover for when the item is away from home. So if you lost your precious engagement ring while on holiday, for example, it may not be covered.

Who is Jewellery and Watch Insurance for?

Jewellery and Watch Insurance isn’t only for the dedicated collector. If you fall into any of the following categories, it could be that jewellery insurance will be the most cost effective and convenient option for you:

  • Own one or more items worth in excess of £2000
  • Travel abroad (even if just on holiday) with your wedding ring, engagement ring, expensive timepiece or other valuable jewellery
  • Own a collection of rings, watches, precious metals or gem stones amassed over the years

If you have a specialist jewellery or watch insurance requirements to discuss, or want to get a quote today, why not give our team a call on 020 7354 3881 or send a message?

What does Insurance for jewellery and watches include?

Jewellery and Watch Insurance UK specialists, Ellis David can tailor a policy to your precise needs.  A standard home insurance policy may include a number of exclusions – for example, not being able to include single items over a relatively low value, or not including cover for items when you are abroad on holiday. With a specialist policy, all of these issues can be addressed specifically for you, so you get the right cover without spending more than you need to.

To discuss your precise cover requirements, or to get a quote today, why not give our team a call on 020 7354 3881 or send a message?

Other Personal Insurance Products By Ellis David

contact us

Jewellery Insurance by Ellis David.

Call our Broking team now on 020 7354 3881 or click the Contact Us button for a free quote, without obligation.
contact us