At Ellis David, we understand that jewellery and watches can be amongst your most valued possessions – both financially and emotionally.
Insurance for jewellery and watches can’t replace the emotional loss, but can help ensure you’re compensated if the worst was to happen. Whether lost, stolen or damaged, and no matter whether you want to insure an individual item or a whole collection, we can help.
If you have a particular jewellery or watch insurance requirement you’d like to discuss or want to get a quote today, why not give our team a call on 020 7354 3881 or fill in our Quick Quote form?
Key Features Of Our Jewellery and Watch Insurance
What is Jewellery and Watch Insurance?
Jewellery and Watch Insurance can be important where cover provided by a standard home policy isn’t adequate.
Many Home Insurance policies cover the loss or theft of personal items, including jewellery, as standard. But they have claim limits for individual items, as well as total claim limits. Typically, a single item claims limit will be somewhere in the region of £1000 – £2000. It’s worth bearing in mind that jewellery or watches, particularly items made with gold or incorporating diamonds, could actually be significantly more valuable now than when they were originally purchased.
In addition, many home insurance policies will not include cover for when the item is away from home. So if you lost your precious engagement ring while on holiday, for example, it may not be covered.