Property Owners Insurance

Own a property but don’t live in it? You need a Property Owners policy.

Make sure your investment is protected with our Property Owners Insurance, for residential landlords.

Residential landlords come in all shapes and sizes. You may have been in the game for years and own a portfolio of properties in different areas, or a whole block of flats. Or you may just have a second house that you rent on a long-term basis.

Either way, Residential Landlords Insurance is essential to your livelihood, protecting you from the whole range of hazards you face when your property is let.

If you need to make a claim, we’ll be on your side. Our experienced team can guide you through the process and push for an outcome that’s both quick and fair.

We know which questions to ask in order to properly assess and anticipate your needs and our trusted relationships with a range of the UK’s top insurers mean we have access to a wide variety of policies, which we can match and tailor to your individual requirements.

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How many premises?

Is the property currently insured?
YesNo

What is the current premium or target premium?

What type of premises are you looking to insure?

Do you have any special requirements?
Examples would include previous subsidence or flood damage to the property, an unoccupied premises, ongoing or planned renovation works or more than 2 claims within the last 5 years
YesNo

Please specify below

Is the property of standard construction?
(e.g. constructed of brick with a tiled roof, does not have external cladding, less than 20% flat roof etc)
YesNo

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Since you're looking for a more specific quote, please call us on 0207 354 3881 or submit your contact details below so we can call you back.

Your Name

Your Email

Telephone Number

7502

Four key covers:

Loss of rent

There are many reasons you could suddenly lose your rental income

A Residential Landlords policy through Ellis David will provide the protection you need from a loss of rental income following a claim.

Unoccupied Property

All year round protection for your property.

Cover even if it’s unoccupied for over a month.

Buildings Insurance

Comprehensive insurance for your building and its communal areas.

Landlords Liability

Accidents or injury suffered by tenants or members of the public.

Liability claims can be expensive to defend, but at Ellis David we will ensure you are properly protected.

Essential Insurance for landlords:

Loss of rent

There are many circumstances that can leave you with a sudden loss of income from your residential property. Loss of rent cover pays out in the event of a claim for loss or damage caused, for example by fire or flood, that means your tenants can no longer stay in the property.

We can help you foresee the issues you face as a residential landlord and make sure you get a comprehensive insurance plan that covers your individual needs

Unoccupied property

When a property is left vacant for over a month – a normal gap between tenants for many residential landlords – a standard Residential Landlords Insurance plan generally becomes invalid. This is due to the increased risks posed by unoccupied property. It can be difficult to find an insurer willing to take on these risks.

We can help you find Residential Landlords Insurance that protects your property all year round, whether it’s occupied or vacant.

Buildings insurance

The health and safety of your building or buildings is crucial to your income. What if you were a victim of a flood, fire or serious vandalism? A quality Residential Landlords Insurance plan will include robust buildings insurance cover that fully protects your building, including communal areas such as:

Hallways
Stair and lifts
Gardens and grounds
Car parks

Landlords liability

If a tenant or member of the public were to suffer an accident or injury which they blamed on your negligence, you could have a serious court case on your hands. This is especially true if you manage multiple dwellings, such as a block of flats – in which case, you could be sued by several parties at the same time.

Investing in the right level of liability cover is critical. Landlords liability is one of the best value covers that we offer, saving you a potential fortune if a claim was made against you.

Click to get an instant online quote:

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Our team can tailor a policy to suit your needs.

CONTACT US

Have you ever been convicted of any offences involving fraud, theft, false accounting or other dishonesty or an offence (whether or not in the United Kingdom) relating to companies, building societies industrial and provident societies, credit unions, friendly societies, insurance banking or other financial services, insolvency consumer credit or consumer protections, money laundering, market manipulations or insider dealing? (required)	YesNo
Are you the subject of any current criminal proceedings? (required)	YesNo
Have you any convictions for any offences other than those listed in question 1 a) above which are not spent, whether or not in the United Kingdom (excluding traffic offences unless these resulted in a ban from driving or involved driving without insurance)? (required)	YesNo
Are you or have you ever been the subject of any civil proceedings, arbitration or litigation, including proceedings that resulted in a County Court Judgment (CCJ) or other judgement debts, in the United Kingdom or elsewhere? (required)	YesNo
Are you aware of any intention to begin such proceedings against you in the future? (required)	YesNo
Do you have any judgement debts (including CCJs) made under a court order still outstanding, whether in full or in part? (required)	YesNo
Have you ever failed to satisfy any such judgement debts within one year of making of the order (required)	YesNo
Are you or have you ever been, the subject of any bankruptcy proceedings, or proceedings for the sequestration of your estate? (required)	YesNo
Have you ever entered into a deed of arrangement or an individual voluntary arrangement (or in Scotland a trust deed) or other agreement in favour of your creditors, or are you doing so? (required)	YesNo
Have you ever been found guilty of conducting any unauthorised regulated activities or been investigated for possible conduct of unauthorised regulated activities? (required)	YesNo
Are you, or have you ever been, the subject of an investigation into allegations of misconduct or malpractice in connection with any business activity? (required)	YesNo
Have you ever, either in the United Kingdom, or elsewhere been - (required)
- refused entry to, or been dismissed or requested to resign from, any profession, vocation, office or employment, or from any fiduciary office or position of trust, whether or not remunerated? (required)	YesNo
- refused, restricted in, or had suspended, the right to carry on any trade, business or profession for which specific licence, authorisation, registration, membership or other permission is required? (required)	YesNo
- disqualified by a court from acting as a director of a company or from acting in a management capacity of conducting the affairs of any company, partnership or unincorporated association? (required)	YesNo
- the subject of a disqualification direction under section 59 of the Financial Services Act 1986 of a prohibition order, under section 56 of the Financial Services and Markets Act 2000, or received a warning notice to make such a direction or order? (required)	YesNo
Have you ever been a controller, director, senior manager, partner or company secretary of a company, partnership, or unincorporated association? If you answered "no" to question 8 you may proceed to section 12. Please tick (required)	YesNo

In respect of activities regulated by the FCA have you, or any company, partnership or unincorporated association of which you are or have been a controller, director, senior manager, partner or company secretary, during your association with that entity and for a period of three years after you ceased to be associated with it, ever - (required)
- been refused, had revoked, restricted or terminated any licence, authorisation, registration, notification, membership or other permission granted by any such body? (required)	YesNo
- been criticised, censured, disciplined, suspended, expelled, fined, or been the subject of any other disciplinary or intervention action by any such body? (required)	YesNo
- resigned whilst under investigation by, or been required to resign from, any such body? (required)	YesNo
- been the subject of any civil action which has resulted in a finding against you or it by a court? (required)	YesNo
Has any company, partnership or unincorporated association for which you have been a controller, director, senior manager, partner or company secretary, in the United Kingdom or elsewhere, at any time during your involvement or within one year of such an involvement – (required)
- been put into liquidation, wound up, ceased trading, had a receiver or administrator appointed or entered into any voluntary arrangement with its creditors? (required)	YesNo
- been declared by a court liable for any fraud, misfeasance, wrongful trading or other misconduct? (required)	YesNo
- been investigated or been involved in an investigation by an inspector appointed under companies or any other legislation, or required to produce documents to the Secretary of State, or any other authority, under any such legislation? (required)	YesNo
- been convicted of any criminal offence, censured, disciplined or publicly criticised, by any inquiry, by the Takeover Panel of any other governmental or statutory authority or any other regulatory body (other than as already indicated under 10 b))? (required)	YesNo
Are you currently a director of any company other than one which is a part of this company? (If “yes” please give details on the supplementary sheet). (required)	YesNo

Property Owners Insurance

Make sure your investment is protected with our Property Owners Insurance, for residential landlords.

Four key covers:

Loss of rent

Unoccupied Property

Buildings Insurance

Landlords Liability

Essential Insurance for landlords:

Loss of rent

Unoccupied property

Buildings insurance

Landlords liability

Our team can tailor a policy to suit your needs.

Your Details

Company Details

Good Repute Fit and Proper Form

Good Repute Fit and Proper Form

I confirm that the information in this form is accurate and complete to the best of my knowledge and belief and that I have read the notes accompanying this form.
Personal information provided in this form will be used by us to discharge our statutory functions under the Financial Services and Markets Act 2000 and other relevant legislation and will not be disclosed for any other purpose without the permission of the applicant.